Texas solar install quotes and hardware advice needed.

Just received these quotes for solar installation on my roof in Texas and wondering what you thought about the hardware/overall cost. I would be fine with a 7kw or 8kw system, I guess they quote you the max they can initially. I average 850kwh per month, Thanks for your help!

Quote 1

System size 10.6 kW

Cash: $28,723 Loan: $40,032

Panels

https://www.energysage.com/solar-panels/aptos-solar-technology/2841/144-MF26-440W/

Inverter:

https://www.energysage.com/solar-inverters/solaredge-technologies/4397/se10000h-us/

Monitoring system : Solar Edge

Quote 2

System size 10.8 kW

$23k cash

$42k loan

Panels:

https://www.energysage.com/solar-panels/rec/2655/REC400AA_Pure_Black-protrust-warranty/

Inverter:

https://www.energysage.com/solar-inverters/enphase-energy/4652/IQ8M-72-2-US/

Monitoring system: Enphase Energy

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